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who we are
All Reverse Mortgage Company is a leading HUD Approved Reverse Mortgage Lender offering all available government Insured refinance & purchase home programs. We help senior homeowners turn dormant equity into spendable tax-free cash. We value your right to age with dignity in place. We believe that everyone deserves the right to use the equity in their homes to enrich their lives. We believe that seniors equity is for their retirement, to be used for additional cash for medical needs, travel, income or for any other needs you may have. Whatever your needs are, you've spent a lifetime paying for your home to build your equity. Now it's time for your equity to pay for those needs for you!
what sets us apart from the rest?
checkmark We often offer much Lower Rates & Fees than your local Credit Union or Bank which may amount to thousands of dollars of retained equity through the life of your Reverse Mortgage
checkmarkOur Senior Lending Specialists are some of the most dedicated and talented professionals within our industry assuring you a truly no-hassle & timely close (Typical closing time: 2 Weeks)
checkmark We offer all available government insured reverse mortgage programs including low fixed rates, enhanced lending limits and home purchase options.
about
The Reverse Mortgage is a national program which is offered to senior homeowners 62 years and older which allows the homeowner to access their homes equity without a monthly repayment. This safe and viable retirement tool has helped thousands of seniors to better quality of life. Visit the Reverse Mortgage FAQ section to see a list of the most commonly asked questions with answers.
articles
Home Purchase Reverse Mortgage - Down Payment Requirements
By
Starting January 1, 2009, FHA will begin to insure reverse mortgage loans for purchases. What does this mean? Senior borrowers age 62 and over can now purchase a home using a reverse mortgage rather...
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calculator
The amount of proceeds available depend on several factors including your age, interest rates, and homes value. Access our Reverse Mortgage Calculator to estimate how much money you are eligible to receive. Proceeds are considered as tax-free and may be taken as cash lump sum, a line of credit, monthly payments for LIFE or even a combination of all. With the passing of HR 3221 several enhancements to the program include home purchase, increased lending limits, co-op properties, and more.
interest rates
Adjustable Rate Option   2.72%
Fixed Rate Option    5.68%

  Rates as of 11/19/08

Interest Rates are updated every Tuesday morning following the weekly federal reserve treasury post. *Applicable Mortgage Insurance and TALC (Total Annual Loan Costs) are not reflected

video
Watch our educational Reverse Mortgage Video for a short yet clear and thorough explanation on the principles of a reverse mortgage program and how they can be a god send to many homeowners in need of cash for their retirement. You may also request our full length Informational DVD by completing our secure questionnaire
hecm programs
program view
Learn about the special reverse mortgage programs available and find the one that best suites your personal and financial needs. The most popular of all programs is the Federally Insured HECM (Home Equity Conversion Mortgage) which was signed into law by Ronald Reagan back in 1988. Recent improvements have made it possible to receive more money than ever and at historically low interest rates.
Program Highlights
info
information guides
Educate yourself or family on the safeguards and laws with our free Reverse Mortgage Information Guides. Our free informational guides include answers for children and heirs, FAQ, benefits, pros and cons, advantages and disadvantages of the reverse mortgage programs.
purchase

Considering Purchasing a new home?... With a Federally Insured Purchase Reverse Mortgage you can without a mortgage payment! This is exciting news to Senior Americans who have wanted to downsize, upsize, move closer to family and friends, move into senior communities for the activities or amenities they offer, or for those who find that their current home simply does not meet their needs any longer.

Your Guide to Purchase Reverse Mortgages Starts Here: